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Bookkeeping

QuickBooks Online

Accounting software for invoicing, expenses, bookkeeping and reports. Its AI agents include Accounting AI, which categorizes transactions and reconciles books, and Payments AI, which drafts invoice reminders and suggests late fees based on customer history.

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Best for
Small service businesses that want the accounting system most bookkeepers and field service apps already connect to.
Pricing
Free plan available (1 user, 2 invoices/month); paid plans from $38/mo (Simple Start), shown at $19/mo for 3 months as a promotion (source)
Free trial
Yes
Standout
Payments AI can turn customer emails into estimates ready for review and suggests a reminder schedule for unpaid invoices that you approve before it goes out.
Watch out for
Accounting AI and Payments AI require Essentials ($85/mo regular) or higher, and Project Management AI (job costing) is Advanced-only and in beta.
Works with
Excel, Mailchimp

Last checked against QuickBooks Online's own site on 2026-10-19. Something changed? Tell us.

Sources

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Digits

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FreshBooks

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Wave

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Free plan available (Starter); Pro from $19/mo or $190/yrBest for: Very small or new service businesses and solo contractors on a tight budget who want free invoicing.